Royal Advisor Mini, your whole history and the Forecast.
€3.99a month
or €39.00 a year, 19% less
Royal Advisor Mini: habits, standing, savings and quick answers
Your whole history
Up to 20 accounts
Budgets for every category
Up to 15 goals
Up to 10 vows
Debt Siege for every debt
Royal Forecast 30 days ahead
Up to 200 rules
Live sync with up to 3 banks
Statement import from any bank
Bills, Banish, goals, shared costs, the Treasury
Coming soon
King
Royal Advisor, the AI advisor, no limits and priority help.
€6.99a month
or €69.00 a year, 18% less
Royal Advisor: an AI advisor to talk your money through
Your whole history
Unlimited accounts
Budgets for every category
Unlimited goals
Unlimited vows
Debt Siege for every debt
Royal Forecast 90 days ahead
Unlimited rules
Live sync with up to 10 banks
Statement import from any bank
Bills, Banish, goals, shared costs, the Treasury
Priority help from our team
First in line when banking features arrive
Coming soon
Fair by design
No ads, no selling of data, ever. Paid plans are how we earn.
Commoner stays free for good. Members who joined before 17 October 2026 keep the limits they joined with.
Cancel a paid plan any time. It runs until the end of the period you paid for.
Every year, 5% of our net profit goes to causes members vote for.
Prices include VAT where it applies. Paid plans are not on sale yet: invitations are the way to get Duke and King for now.
Want Duke or King?
Paid plans aren’t on sale yet. Leave your email and we’ll write once when they are.
Questions, answered
Is Commoner really free?
Yes. No card, no trial, no time limit. Commoner includes budgets, goals, bills, insights, shared costs, the Chronicle and statement import from any bank.
What will Duke and King add?
Royal Advisor Mini (habits, your Royal Standing, savings and quick answers), Royal Forecast, your whole history and live bank sync when it opens. King adds Royal Advisor, an AI model you can talk to about your money, no limits and priority help.
How will paying work?
Monthly or yearly, with prices including VAT where it applies. You can cancel any time and keep your plan until the end of the period you paid for.
What happens to my data if I stop paying?
Nothing is deleted. You move back to Commoner and everything stays. Commoner’s limits only apply when you add something new.
Do you earn money from my data?
No. We don’t show ads and we never sell or share your financial data. Paid plans are how RoyalWallet earns.
What is Royal Advisor?
Royal Advisor reads your transactions on our own servers. On every plan it finds loans and asks you to confirm them. On Duke it also tells you which habits help and which cost money, and what changing them could save. On King it answers questions such as “When will I be debt-free?” with your numbers. It informs and never decides.