Simple plans, no surprises

Start free on Commoner, for good. Duke adds Royal Advisor Mini and your whole history, King the AI Royal Advisor and no limits.

Commoner

Budgets, bills and Royal Shield, free for good.

Freefor good

  • Royal Shield finds your loans
  • 3 months of history
  • Up to 3 accounts
  • Budgets for up to 8 categories
  • Up to 2 goals
  • Up to 2 vows
  • Debt Siege for up to 2 debts
  • Royal Forecast
  • Up to 15 rules
  • Live bank sync
  • Statement import from any bank
  • Bills, Banish, goals, shared costs, the Treasury

Start free

Duke

Royal Advisor Mini, your whole history and the Forecast.

€3.99a month or €39.00 a year, 19% less

  • Royal Advisor Mini: habits, standing, savings and quick answers
  • Your whole history
  • Up to 20 accounts
  • Budgets for every category
  • Up to 15 goals
  • Up to 10 vows
  • Debt Siege for every debt
  • Royal Forecast 30 days ahead
  • Up to 200 rules
  • Live sync with up to 3 banks
  • Statement import from any bank
  • Bills, Banish, goals, shared costs, the Treasury

Coming soon

King

Royal Advisor, the AI advisor, no limits and priority help.

€6.99a month or €69.00 a year, 18% less

  • Royal Advisor: an AI advisor to talk your money through
  • Your whole history
  • Unlimited accounts
  • Budgets for every category
  • Unlimited goals
  • Unlimited vows
  • Debt Siege for every debt
  • Royal Forecast 90 days ahead
  • Unlimited rules
  • Live sync with up to 10 banks
  • Statement import from any bank
  • Bills, Banish, goals, shared costs, the Treasury
  • Priority help from our team
  • First in line when banking features arrive

Coming soon

Fair by design

  • No ads, no selling of data, ever. Paid plans are how we earn.
  • Commoner stays free for good. Members who joined before 17 October 2026 keep the limits they joined with.
  • Cancel a paid plan any time. It runs until the end of the period you paid for.
  • Every year, 5% of our net profit goes to causes members vote for.

Prices include VAT where it applies. Paid plans are not on sale yet: invitations are the way to get Duke and King for now.

Want Duke or King?

Paid plans aren’t on sale yet. Leave your email and we’ll write once when they are.

Questions, answered

Is Commoner really free?

Yes. No card, no trial, no time limit. Commoner includes budgets, goals, bills, insights, shared costs, the Chronicle and statement import from any bank.

What will Duke and King add?

Royal Advisor Mini (habits, your Royal Standing, savings and quick answers), Royal Forecast, your whole history and live bank sync when it opens. King adds Royal Advisor, an AI model you can talk to about your money, no limits and priority help.

How will paying work?

Monthly or yearly, with prices including VAT where it applies. You can cancel any time and keep your plan until the end of the period you paid for.

What happens to my data if I stop paying?

Nothing is deleted. You move back to Commoner and everything stays. Commoner’s limits only apply when you add something new.

Do you earn money from my data?

No. We don’t show ads and we never sell or share your financial data. Paid plans are how RoyalWallet earns.

What is Royal Advisor?

Royal Advisor reads your transactions on our own servers. On every plan it finds loans and asks you to confirm them. On Duke it also tells you which habits help and which cost money, and what changing them could save. On King it answers questions such as “When will I be debt-free?” with your numbers. It informs and never decides.