Not a bank
RoyalWallet is a personal finance app made by Royal Payment Solutions, LLC. We are not a bank, credit institution, payment institution, e-money institution, account information service provider or money transmitter. We do not hold customer money and RoyalWallet cannot make payments.
What is available today
Budgets, bills and subscriptions, goals, spending vows, shared expenses, insights, reports, the Royal Chronicle and statement import (CSV, OFX and QFX, CAMT.052, CAMT.053 and CAMT.054, MT940), free on the Commoner plan.
Coming soon
The paid Duke and King plans and live bank connections are not yet available. Their prices and contents are shown on the pricing page so you know what to expect; they may change before launch, and we will publish the final terms before anything can be bought.
Royal Advisor
Royal Advisor, an AI assistant for the King plan, is planned and not available. When it is offered, it will be optional, clearly labelled as AI, will give information rather than financial advice, and will not be able to move money.
Planned banking features
Accounts, IBANs, cards, transfers, currency exchange, top-ups and payments between members appear greyed out in the app. They are not offered and no account, card or IBAN exists for you. If they are introduced, a licensed financial institution will provide them under its own licence and terms, and this page will name it and explain how your money would be protected.
Bank data providers
Live bank connections are not available yet. When they open, bank data will reach RoyalWallet only through regulated account information providers, which we will name on this page before the first connection. Connections will be read-only.
Estimates are not advice
Safe-to-spend figures, budget pace, bill dates, goal forecasts and insights are calculated from the data you provide and may be incomplete or wrong. They are information, not financial, tax or legal advice. Your bank’s records always prevail.
Exchange rates
Totals across currencies use European Central Bank euro foreign-exchange reference rates, published for information purposes only, or the latest available rates when the feed is unavailable. They are not rates at which you can exchange money.